What if there was a mortgage out there that was specifically for people who are 62 and older, and who are either retired or about to be. What if that mortgage gave you the option to pay it every month or not at all? What if you only had to pay it when you wanted to? Or not at all? Just imagine, instead of paying it every month on the first, you didn't have to. Imagine if you could pay into it all year, then get your money back in care of an emergency, or if you just needed it. If it was an option, would you want it? What if it was called a retirement mortgage?